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Every number below is editable. We show the EMI, what a bank is likely to approve, and the real all-in cost including stamp duty and registration — nothing hidden.

₹10,00,000
8.50%
20 years
%
%
%
Monthly EMI
₹34,713
on a ₹40,00,000 loan · 80% LTV · 20 years
Total interest
₹43,31,103
Total payment
₹83,31,103
Principal + interest
All-in cost
₹97,51,103
Incl. duty, fees & interest
Approval probability
100%
Affordability score
70/100
Max eligible loan
₹51,85,388
EMI headroom ₹45,000/mo
Down payment
₹10,00,000
20% of price
Processing fee
₹20,000
0.5% of loan
Stamp duty
₹3,50,000
7% of price
Registration
₹50,000
1% of price
Cash needed at purchase: ₹14,20,000

Estimates only. Actual sanction depends on your lender's credit policy, CIBIL score and property valuation. Stamp duty and registration defaults follow Tamil Nadu norms — edit them for other states.